• 9451638070
  • 27/28 Makhan Lal Complex Lucknow

Secured Loan

Secured Loan

Complete Home Loan Application Form with one passport size photograph.

1-Photo Identity Proof: Passport / Driving License / Voter ID / PAN

2-Residence Address Proof: License / Registered Rent Agreement / Utility Bill

3-Residence Ownership Proof: Sale deed or rental agreement

4-Job Continuity Proof: Appointment letter at employment and validation letter from HR

5-Bank Statement: Past 6 months’ document

6-Property Documents: Sale deed, Katha, transfer of ownership.

7-Advance Processing Cheque: A cancelled cheque for validation of bank account.

8-Previous Loan Details: All previous loan tracker

9-Financial Documents:

a. For Salaried Individual: 3 month salary slip, Form 16 and bank statement,Appointment letter at employment and validation letter from HR

b. For Self-Employed Individual: IT returns for last 2 years along with computation of income tax for past 2 years certified by a Chartered accountant

c. For Self-Employed Non- Professionals: IT returns for last 3 years along with computation of income tax for past 2 years certified by a Chartered accountant

For Salaried Individuals

1-Identity and residence proof (Aadhar Card, Voter ID Card)

2-Salary slips of the past three months

3-Form 16 issued by the present employer

4-Bank statements of salary account for the previous six months

5-A cheque covering the administrative costs/processing fees incurred by the bank in processing the application

6-For Self-Employed Business Persons

7-Identity and residence proof

8-Educational certificates

9-IT Returns of the preceding three years

10-Bank statements of preceding six months

For Self-Employed Professionals

1-Identity and residence proof

2-Certificates that prove the academic qualifications/credentials of the applicant

3-All registration/licensing certificate pertaining to the profession of the applicant

Business existence proof/business profile details of the applicant

1-Previous 3 years’ Balance Sheets as well as Profit & Loss Statement of the company

2-Acknowledged Income Tax statements of the company and self for the previous 3 years

3-Bank statement of the last six months

Plexus+ reserves the right to approve or reject a loan application. This decision is based on the internal credit policies. However, this would be intimated within 48 hours of the correct application/documents submission.