Complete Home Loan Application Form with one passport size photograph.
1-Photo Identity Proof: Passport / Driving License / Voter ID / PAN
2-Residence Address Proof: License / Registered Rent Agreement / Utility Bill
3-Residence Ownership Proof: Sale deed or rental agreement
4-Job Continuity Proof: Appointment letter at employment and validation letter from HR
5-Bank Statement: Past 6 months’ document
6-Property Documents: Sale deed, Katha, transfer of ownership.
7-Advance Processing Cheque: A cancelled cheque for validation of bank account.
8-Previous Loan Details: All previous loan tracker
9-Financial Documents:
a. For Salaried Individual: 3 month salary slip, Form 16 and bank statement,Appointment letter at employment and validation letter from HR
b. For Self-Employed Individual: IT returns for last 2 years along with computation of income tax for past 2 years certified by a Chartered accountant
c. For Self-Employed Non- Professionals: IT returns for last 3 years along with computation of income tax for past 2 years certified by a Chartered accountant
For Salaried Individuals
1-Identity and residence proof (Aadhar Card, Voter ID Card)
2-Salary slips of the past three months
3-Form 16 issued by the present employer
4-Bank statements of salary account for the previous six months
5-A cheque covering the administrative costs/processing fees incurred by the bank in processing the application
6-For Self-Employed Business Persons
7-Identity and residence proof
8-Educational certificates
9-IT Returns of the preceding three years
10-Bank statements of preceding six months
For Self-Employed Professionals
1-Identity and residence proof
2-Certificates that prove the academic qualifications/credentials of the applicant
3-All registration/licensing certificate pertaining to the profession of the applicant
Business existence proof/business profile details of the applicant
1-Previous 3 years’ Balance Sheets as well as Profit & Loss Statement of the company
2-Acknowledged Income Tax statements of the company and self for the previous 3 years
3-Bank statement of the last six months